Irmaa 2026 update explains the latest Medicare Part B and Part D income brackets, premium adjustments, and what federal retirees should expect. Federal Pension Advisors provides clear guidance to help you understand how income affects your Medicare costs and how to plan ahead to manage IRMAA surcharges effectively in retirement. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge