Does Postponing Retirement Affect Your Thrift Savings Plan (TSP)? Your Thrift Savings Plan (TSP) is separate from your FERS annuity, meaning you have flexibility in managing withdrawals when you postpone retirement. If you separate from service, you can still access your TSP funds, roll them into an IRA, or leave them in the plan. However, you won’t receive additional employer contri... https://www.federalpensionadvisors.com/post/fers-postponed-retirement