Weighing the advantages of annuities versus 401(k) plans can help individuals make informed retirement choices. Annuities provide stable income, protecting against financial uncertainty, yet they can be costly and limit accessibility. 401(k) accounts grow through tax-deferred contributions and employer matches, but they are subject to investment risks. For many, a combination of both ... https://www.federalpensionadvisors.com/post/annuity-vs-401k